Year: 2011
Legal Credit Repair Methods
To better understand what legal credit repair is, it would be helpful to understand a few types of illegal credit repair:
Repairing Credit Yourself
The Fair Credit Reporting Act gives you the right to dispute any and all items on your credit reports that you feel classify as inaccurate, unverifiable, or misleading. If the bureaus can not verify that the information on your reports is indeed correct, then those items must be deleted.
The Fair Credit Reporting Act (FCRA)
Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission’s web site here. Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis…
The Law is on You Side
Many consumers have the mistaken idea that credit bureaus are federally supported organizations backed by a vast array of laws meant to protect creditors. Nothing could be further from the truth.
What is a Credit Report?
Whenever you apply for any type of credit or financing, a credit report is pulled from at least one of the three major credit bureaus.
Does Credit Repair Really Work?
Click on the questions below for more information. Why is it so common to hear that bad credit can’t be repaired?
Understanding Your Credit Score
What does your score mean? This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are formulated to produce a three-digit…
How Credit Reports Work
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Legal Credit Repair Methods
To better understand what legal credit repair is, it would be helpful to understand a few types of illegal credit repair:
Repairing Credit Yourself
The Fair Credit Reporting Act gives you the right to dispute any and all items on your credit reports that you feel classify as inaccurate, unverifiable, or misleading. If the bureaus can not verify that the information on your reports is indeed correct, then those items must be deleted.
The Fair Credit Reporting Act (FCRA)
Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission’s web site here. Fair Credit Reporting Act (Summary) Public Law 91-508 The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis…
The Law is on You Side
Many consumers have the mistaken idea that credit bureaus are federally supported organizations backed by a vast array of laws meant to protect creditors. Nothing could be further from the truth.
What is a Credit Report?
Whenever you apply for any type of credit or financing, a credit report is pulled from at least one of the three major credit bureaus.
Does Credit Repair Really Work?
Click on the questions below for more information. Why is it so common to hear that bad credit can’t be repaired?
Understanding Your Credit Score
What does your score mean? This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are formulated to produce a three-digit…
How Credit Reports Work
eFax turn your email account into a paperless fax machine
Call Now: 866-945-2405 Now you can send and receive faxes by email. Find out how eFax can turn your email account into a paperless fax machine.