You and your spouse are bound to have individualized credit scores and after marriage, both of you will keep your own credit score. But, you will be surprised to learn that if your spouse’s credit score is low, then the credit score of your spouse can affect you while applying…
When you apply for credit, your credit score helps lenders decide how likely it is that they will get paid back on time.
When applying for credit, everyone wants to be thought of as a good credit risk. But what is a good risk?
A few late payments and are concerned about getting credit
If you have a history of poor credit, you’ll need to take a number of small steps to re-establish it:
Introduction When deciding whether or not to extend credit, we rely on credit bureaus to provide information about you. If you use a checking or savings account, owe money on your car, rent an apartment, or rely on credit for whatever purpose, chances are you have a credit record on…
You are most likely already familiar with the concept of “credit,” the reputation for paying your bills on time that makes it possible for you to obtain money or goods with the understanding that you will pay for them later.